(to educate, inform and amuse)
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A New Year brings with it good intentions and resolutions to be better, like eating healthier and saving money on eating out, taking out or ordering in are often high on the list. If you consider that about 20% of food purchased last year ended up in the garbage, according to a Wall Street Journal, […]
Read more...In a financial plan, we usually have two, three or more goals in mind to plan for. When we are starting our life journey, we may want to save for a home, pay down student loan debt and get a better understanding of financial opportunities. As we go further on the journey, our goals might […]
Read more...It’s time to get charitable contributions in line, figure out deductions and make sure you’ve contributed the maximum to your retirement accounts. For tax year 2023, the standard deduction increased to $13,850 for single filers and $27,700 for married couples filing jointly. Therefore, if possible, make sure that your itemized deductions add up to more […]
Read more...A recent survey showed that more than half of all Americans fear for their financial futures. Another study says that 77% of Americans feel anxious about their current financial situation. Even if both of the surveys overstate the numbers, the fact is that many of us have phobias about our finances. Many are rooted in […]
Read more...As Hurricane Idalia made its destructive way across northern Florida, Georgia and South Carolina, it was a reminder that this has been a tough year for natural disasters. Tropical storms and hurricanes, historically bad forest fires and power outages during killing heat waves occurred this year and the expectation is these will continue. The people […]
Read more...Last month’s newsletter discussed the importance of cash flow diversification in retirement. But many still worry, in the back of their minds, that no matter how much they have saved, invested and planned, they will run out of money. We’ve also had questions from someone whose parents have run out of money and need care. […]
Read more...We often forget that Marriage is more than romance. We recently had several questions about whether it would make sense financially to get married, instead of living together. This week the House passed the Respect for Marriage Act with bipartisan support, which safeguards the right to same-sex marriage nationwide, and now awaits a Senate vote. This compelled […]
Read more...Many people don’t realize the extent of their electronic and digital lives and the potential problems they’re leaving for others to deal with. Estate planning law has recently caught up to developments in technology. an executor to manage computer files, web domains, and virtual currencies unless the will or other document specifically prohibits the access. […]
Read more...There are 11.3 million open jobs in the U.S., nearly two jobs for every American seeking work, according to recently released federal data. That rate is nearly the highest on record as the number of available jobs per worker has sharply risen in recent months. Many of the resignations are coming from people who were […]
Read more...“Buy now, pay later” is back. It is amazing how many companies have shown up lately to offer these services. A quick google search brought up names like Afterpay, Affirm, Klarna, Sezzle, Splitit, Zip, Zebit and Earnest. The list is growing and PayPal, Visa, Master Card and the major banks are all getting in on […]
Read more...The consumer price index rose to 7% in December, the highest it has been since 1982. We all see prices rising with higher heating bills, increased food prices not to mention the cost of gasoline which has close to doubled. These costs flow into the price of everything else that heats up inflation. Mortgage rates […]
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