(to educate, inform and amuse)
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When we speak with clients about leaving their estate, part of their possession are heirlooms, old photos, keepsakes that bring back memories of events and family members. What happens to these and what can we do to preserve the memories? The next generation is not interested in boxes full of photos that they don’t know. […]
Read more...Occasionally we hear from clients that they lost track of old accounts; after moving or changing jobs. This is more common than you might think. An estimated $70 billion worth of unclaimed property is currently held by state treasurers, according to the National Association of Unclaimed Property Administrators (NAUPA). Most unclaimed money held by state […]
Read more...We often get asked, “How would I even know that I’ve been scammed?” It’s a good question and an important one. When we begin a financial planning engagement, we always ask for a credit report. You can download all three reports (Experian, Equifax, and TransUnion) at www.annualcreditreport.com . The only source for your free credit […]
Read more...Digital assets encompass a wide range of online accounts and property, from financial holdings to sentimental items like photographs and digital media libraries. While cryptocurrency is the most well‐known example, even loyalty rewards and social media accounts hold personal and financial value. Yet, contrary to popular belief, providing theirs with usernames and passwords – while […]
Read more...The current wild fluctuations of the stock may be causing concerns about your investments. It’s easy to forget about the profits accumulated over time and focus on the losses. You might worry that your retirement is in jeopardy and that you will never make up again. With much uncertainty and the current world in chaos, […]
Read more...It’s February, the ground hog saw his shadow, so there are 6 more weeks of winter. One way to make the most of those dreary days is to review your financial plan; specifically, the core of your finances: your income and spending. You are going to need much of this information for tax season anyway, […]
Read more...If you are like us, a new year is always prompting us to think about what we can (should) do differently. However, a 2023 poll from Forbes Health found most people give up resolutions after less than our months, only 1% said they lasted for 11 or 12 months. Nearly half of Americans make New […]
Read more...This time of year, while we are buying our gifts for our friends and family, we might want to think of those less fortunate than we are. The combination of inflation, wars and political changes has increased the number of needy and needy causes in the world. Being charitable can also help reduce our taxes, […]
Read more...The holidays are coming and so is the year‐end, it’s time to do your tax planning. The top of your list will vary according to your age and where you are in your career, whether you are retired or still accumulating funds. Here you will find some reminders. We hope it helps you to ask […]
Read more...As most of you on Medicare know, the annual enrollment period is from October 15 to December 7, when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs. Starting October 1, you can compare coverage and costs for all the plans […]
Read more...The stories are legendary, families fighting and never speaking again or siblings resenting siblings after their parents have died and they think their portion of the inheritance is “not fair” or “equal”. Several clients have asked us: How do we avoid resentment over our will and how to talk to our children about it? We […]
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