(to educate, inform and amuse)
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As Hurricane Idalia made its destructive way across northern Florida, Georgia and South Carolina, it was a reminder that this has been a tough year for natural disasters. Tropical storms and hurricanes, historically bad forest fires and power outages during killing heat waves occurred this year and the expectation is these will continue. The people […]
Read more...Last month’s newsletter discussed the importance of cash flow diversification in retirement. But many still worry, in the back of their minds, that no matter how much they have saved, invested and planned, they will run out of money. We’ve also had questions from someone whose parents have run out of money and need care. […]
Read more...We often forget that Marriage is more than romance. We recently had several questions about whether it would make sense financially to get married, instead of living together. This week the House passed the Respect for Marriage Act with bipartisan support, which safeguards the right to same-sex marriage nationwide, and now awaits a Senate vote. This compelled […]
Read more...Many people don’t realize the extent of their electronic and digital lives and the potential problems they’re leaving for others to deal with. Estate planning law has recently caught up to developments in technology. an executor to manage computer files, web domains, and virtual currencies unless the will or other document specifically prohibits the access. […]
Read more...There are 11.3 million open jobs in the U.S., nearly two jobs for every American seeking work, according to recently released federal data. That rate is nearly the highest on record as the number of available jobs per worker has sharply risen in recent months. Many of the resignations are coming from people who were […]
Read more...“Buy now, pay later” is back. It is amazing how many companies have shown up lately to offer these services. A quick google search brought up names like Afterpay, Affirm, Klarna, Sezzle, Splitit, Zip, Zebit and Earnest. The list is growing and PayPal, Visa, Master Card and the major banks are all getting in on […]
Read more...The consumer price index rose to 7% in December, the highest it has been since 1982. We all see prices rising with higher heating bills, increased food prices not to mention the cost of gasoline which has close to doubled. These costs flow into the price of everything else that heats up inflation. Mortgage rates […]
Read more...This year several clients are looking to buy real estate and have asked us whether they should buy in this housing market or postpone. Mortgage rates are at record-lows and shortage of inventory in relation to buyer demand are driving up prices. The combination of a strengthening economy, millennials nearing their peak homebuying years, low […]
Read more...We love the last month of the year; it’s dark outside and inside we can feel the warmth of family and lit candles. We have friends and family gatherings to look forward too, holiday shopping and preparations for festivities, travel to parties; all of this is combined with end-of year meetings in the office, budgets […]
Read more...In conversation with clients we sometimes hear worries about how their children would deal with the legacy left to them. There is an old saying about dissipating inherited wealth: The first generation earns the wealth, the second generation builds it, and the third generation spends it. This is specifically the case in families of business […]
Read more...Part of estate planning is to have a Power of Attorney; in case you become incapacitated then someone else can arrange your financial affairs for you. Sometimes we hear stories how financial institutions will not honor the Power-of-Attorney your estate lawyer created. As financial planners working with clients who are trying to arrange their parents’ […]
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