On-Going Financial Planning Services
We start with making a Financial Life Plan.
You are coming to us with a single question, but the answer is often not so simple. Rarely we can provide you with insightful advice without preparing an integrated financial plan.
We start out to understand what you want out of life, usually not something you think about every so often. That’s why we have these discussions. If you don’t plan, someone else will plan for you. We all have dreams – the unique human capacity to envision the future and then act in the present to turn that vision into reality. Dreams motivate us.
After you give us detailed information about your current finances, we create a financial life plan that integrates all sides of your finances and guides you how to achieve what you want to do. The plan is very personal and customized, based on your personal goals and vision.
Each client’s situation is unique, but in general common areas that we review and analyze include: your income and expenses, planning for retirement (or financial independence), tax planning, insurance, estate planning and aligning your investments with your goals and tax plan. We will also assist with questions you have about college planning, buying real estate or what to do with an inheritance or business settlement.
See here a list of all our services.
Implementation and On-going Financial Advisory Services
Our on-going financial services will organize your financial life and start with implementing the financial plan recommendations.
Ongoing financial planning services include:
- Financial Life Planning
- Yearly goal monitoring
- Investment Management – combining active and passive investment management approaches; building a portfolio that may include, individual stock and/or ESG investments, investing, monitoring, trading, and performance reporting
- Cash flow planning
- Retirement Planning & Monitoring – There comes a time when you stop working, either by choice or because you’re not able to work anymore. You will know exactly how much you can spend and whether you will have sufficient resources for your lifestyle.
- Tax Planning will optimize your current and future tax situation
- Reviewing your estate plan and beneficiary designations
- Yearly update of insurance needs, including assistance on coverage options
- Major expense planning – college, real estate, business planning
- Long-range and lifestyle planning
Frequent check ins
We will check in with you at least every quarter, with one in-person meeting annually, and more if necessary. We are available to help you make financial decisions, so you feel more confident about your options.
